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CAIIB Rural Banking 2018

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NOW TAKE ON CAIIB RURAL BANKING EXAM AND crack it in first attempt!
CAIIB RURAL BANKING SOFTWARE having 1068 Questions and Answers.
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Take only those questions that were incorrectly answered by you
Improve your focus while practising by taking wronly answered questions
Get score history. Preserve it.
Unlimited answer sheets.
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Software will run on a single windows laptop/PC
validity 365 days from date of activation.

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NOW TAKE ON CAIIB RURAL BANKING EXAM AND crack it in first attempt!
CAIIB RURAL BANKING SOFTWARE having 1068 Questions and Answers.
Take random questions
Take only those questions that were incorrectly answered by you
Improve your focus while practising by taking wronly answered questions
Get score history. Preserve it.
Unlimited answer sheets.
Mark your questions as important and get a question paper that contains only these marked questions.
Set your timer to experience real exam environment

Software will run on a single windows laptop/PC
validity 365 days from date of activation.

RURAL BANKING SYLLABUS

Elective Paper – III : RURAL BANKING
Module – A: Rural India
Demographic features; Population, occupation, literacy, socio-economic development
indicators, health, nutrition and education, – urban migration.
Characteristics of Rural Society; Caste and power structure – rural social stratification,
Economic Features; Economic life of rural people, share in National income -Trends in per
capita income, rural money markets, rural indebtedness, rural poverty – main causes and
methods of measuring rural poverty.
Rural infrastructure; Transport, Power, Markets and other services.
Agriculture Economy; Structure and characteristics of Indian agriculture, Role of
agriculture in economic development, agriculture-industry linkages, Resources and
technical changes in agriculture, constraints to agriculture development, Emerging issues
in Indian Agriculture.
Rural Development Policy; Govt. policies and programmes for rural farm and non-farm
sectors. Economic reforms and its impact on rural economy.
Rural Issues; Development issues, Management Issues, Marketing issues, Pricing issues,
Module – B : Financing Rural Development
Regulation of Rural Financial Services; Function and policies of RBI in Rural Banking,
NABARD-Main functions, role, refinance support. Lead bank approach, State level and
District level Credit committees.
Rural Credit Institutions; Co-operative Credit Societies and Banks, Land Development
Banks, Regional Rural Banks, Commercial Banks. Role of Information and communication
technologies in rural banking-Models, Financial inclusion & inclusive growth for rural
development banking, rural insurance micro insurance scheme, concept of Business
Facilitators and Business Correspondents in rural financing.
Financing agriculture / allied activities; Crop Loans-Assessment, Sanction, Disbursement,
rephasement. Term loans for irrigation, Farm mechanization, Godowns / cold-storage
facilities etc. Financing allied agriculture activities like Horticulture, Fisheries, Social forestry,
etc. Finance against Warehouse / cold storage receipts
Financing Rural Non-Farm Sector (RNFS); Importance of RNFS, Segments in RNFS, Role of
Development and Promotional Institutions in RNFS
SME Finance; Definition of SME .Importance to Indian economy. Financing of SME
and small enterprise Refinance from SIDBI. Project funding techniques and requirement
assessment. Cluster based approach and joint finance with SIDBI.MSMED Act
2006, CGTMSE, Working capital assessment of SMEs. Risk rating of SME proposals,
role of rating agencies and rating methodology. Revival of sick units; revival package
and implementation, Stressed assets under rehabilitation. Debt restructuring mechanism
for SMEs.
Module – C : Priority Sector Financing and Govt initiatives
Components of priority sector. RBI guidelines.
6
Government initiatives; Poverty alleviation programmes / Employment programmes / Production
oriented programmes-rationale and philosophy, progress and impact, problems and deficiencies.
Rural housing and Urban housing schemes under priority sector, their refinance, Educational
loans
Module – D: Problems and prospects in Rural Banking
Role of rural banking.
Problems of Rural branches of Commercial banks – transaction costs and risk costs.
Technology based Financial Inclusion.
Emerging trends in rural banking-financing poor as bankable opportunity, Micro Credit, Self
Help Groups / NGOs, linkages with banking, latest guidelines of GOI and RBI.

 

 

 

Advantages

NOW TAKE ON CAIIB RURAL BANKING EXAM AND crack it in first attempt!
CAIIB RURAL BANKING SOFTWARE having 1068 Questions and Answers.
Take random questions
Take only those questions that were incorrectly answered by you
Improve your focus while practising by taking wronly answered questions
Get score history. Preserve it.
Unlimited answer sheets.
Mark your questions as important and get a question paper that contains only these marked questions.
Set your timer to experience real exam environment

Software will run on a single windows laptop/PC
validity 365 days from date of activation.